Wholesale & B2B

Net Terms (Trade Credit)

Credit terms letting a buyer pay an invoice a set number of days after delivery.

Also known as: net 30, net 60, payment terms, trade credit

What is Net Terms (Trade Credit)?

Net terms are the trade-credit arrangement that lets a wholesale buyer pay an invoice a set number of days after delivery — Net 30, Net 60, Net 90 — rather than upfront. They are standard in wholesale and effectively make the supplier a short-term lender, which is why they weigh directly on cash flow and working capital. Longer terms win accounts but strain the balance sheet, so terms are a strategic lever, not a formality.

How Endless handles it

Endless tracks terms per account and ties invoices to remittances, so operators can see aging, cash timing, and which accounts are stretching terms — in one place.

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